What’s The Worst “Itis”? It’s Not Tendonitis, Nor Is It Bronchitis. The Worst “Itis” Of Them All Is…

You’ve heard of the expression “out of the mouths of babes”. 

There should be a version of that for grown-ups.

Something like, “out of the mouths of adults”. 


Meaning, you never know what will come of the mouths of adults regarding their finances!

Case in point…

A friend of a friend contacted me the other day to get some “investing advice”. 

Let’s call this friend “Bob”. 

Bob’s finances were a hot mess. No investment. No saving. Very little funds in a retirement account.

If that wasn’t enough, Bob is in his sixties.

Having talked with many people in Bob’s predicament, I knew what to expect. But nothing could prepare me for what he was about to ask me…

“I need to know how I can make an 80% return in the stock market”, he said in a dead serious fashion.

It took me a minute to catch my breath and ensure that I hadn’t misunderstood him.

“Did you just say you want to know how to make an 80% return in the stock market?”, I asked.

“Yes, that’s the return I need”, came back the answer.

I laughed and then I laughed some more. I think I laughed for seven minutes straight. Not at Bob. At the absurdity of his question.

Bob has a terrible case of what I call “homerunitis”. 

Homerunitis is when a person delays saving, delays investing and delays funding their retirement until way late in life. 

And then they do “the math”. 

“The math” is the simple multiplication that tells them that there isn’t a chance in hell they’ll retire soon, if ever.

And then they do what they should have done so many years ago…get very passionate about retiring. 

That passion leads them to do “miracle math”. Knowing they’re in trouble financially their brain informs them that they have things under control. They just need to generate a ___ (insert completely outlandish number here) in a short period of time and viola, they’ll be all set. 

So then they coming looking for people like me. Someone they think is a stock market wizard that can whisper into their ear the secret formula to instant homeruns in the market.

I hate to disappoint anyone, but I don’t have any magic stock tips to build fortunes overnight. Nor do I have an investment strategy that can produce 80% returns. 

The truth is I didn’t build the bulk of my wealth with “homeruns”. Nope. 

The majority of my wealth came from a lot of base hits. Those base hits compounded over time and made me a fortune. 

That’s also the way Warren Buffett built his wealth. Base hit after base hit, compounding over years, until he built an enormous amount of wealth. Indeed, his biography is aptly titled “Snowball”.

My friends, “homerunitis” is a mental disease. It lulls people into thinking they can jump into wealth at the last minute and save the day. People who think like this have a Cinderella mentality, planning to get thru the door before midnight to avoid becoming a pumpkin.

But they do become pumpkins, financial pumpkins. They usually gamble away what little money they do have on some hot stock tip. This cements them into a life of struggle.

Contrary to what some talking heads say, wealth is built steadily and consistently. It’s the byproduct of you making yourself “wealthy” by learning how to invest, improving your self with good habits and skills and making good decisions with your money. 

If you want to become wealthier faster, improve yourself faster. Don’t look for some rocket ride to save you or indulge in moonshot fantasies of wealth. Those things serve as mental roadblocks to the work that needs to be today. 

Financial success is about taking steps today, tomorrow, and every day until you get to where you need to be. Keep working at it. Keep saving. Keep improving. Keep making base hits. 

If you do this, you won’t need a homerun in your sixties to save you. Your base hits will have done the work for you. They’ll compound and get you around the bases, all the way to home plate – financial freedom. 

Be free. Nothing else is worth it.

Financial Freedom Monty Campbell

P.S. Why aren’t you wealthy yet? It’s because of something you don’t know. Otherwise you’d already be rich. Isn’t it time to learn what you don’t know? Consider signing-up for my newsletter below, to help you build wealth faster.

P.S.S. Looking to make an overnight fortune? Don’t sign-up to receive my newsletter  below. There’s no magic secret. Becoming financially free takes time and dedication. But learning professional-grade money skills can have a life changing effect. If you’re ready to put in the work and learn, I can show you how to achieve financial freedom faster than normal. 

P.S.S.S. There’s nothing for sale on this blog or in my newsletter.  That’s right. Unlike other sites who claim to help people achieve financial success, I’m not trying to sell you anything. In fact, I find it a little disgusting that some sites insist that you buy something before they teach you how to become rich. Here on my blog and in my newsletter, I just provide actionable advice for free. It’s my way to give back. What do you have to lose? Subscribe today. 


Ready for more tips on how to achieve the free life? Check-out more articles from the blog archives below:

Revealed: Why Most People Overspend, And What You Can Do To Avoid Becoming An Overspender!

What’s The Best Thing You Can Do To Build Wealth? View Yourself As A Science Project!

These Are The First Eight Questions That Every Person Answers Before Achieving Money Success

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