Money Is A Great Servant. It Makes You Wonder Why Many Choose To Make It Their Bad Master?

“Money is a great servant but a bad master.”– Francis Bacon

If you’ve read my ebook, The Financial Freedom Formula, you know that I put a big emphasis on convictions. Convictions are important, as they drive our habits and behavior. And after talking with so many people over the years that are struggling with money, there’s one behavior that is common among them… not being in control.


In fact, the entire point of personal finance is learning to control money. And that’s hard, because most people feel the exact opposite: they feel like money controls them. It keeps them from taking that awesome trip around the world. It keeps them from leaving a job they hate.

When you read about someone who has paid off a large debt in a few years, they didn’t accomplish it by just being frugal or making more money. Don’t get me wrong, those are necessary. However, when you get down to the meat of the story, it’s about control. They learned to take control of their situation and do what they must, when they must.

One of the first things successful people realize is the old adage, “If it is to be, it is up to me.”

For everyone, that means that your success is up to you. This doesn’t mean that you do it all alone. It simply means that you must take responsibility for your life. It means you are in control.

Too many people today look at opportunity and figure it is up to someone else to make sure they get it. They wait and wait, figuring that it is up to someone else. And then the wait is over, and it is too late to do anything. Their life is over and they are filled with regret.

When it comes to choosing how you live your life there are many options, and most of them fit into two categories:

  1. You can live your live constantly at the mercy of the financial circumstances around you, in a reactive manner.
  2. Or you can be focused, resilient, and create the type of financial life you deserve. You can choose to be the master of your life by mastering yourself. If you control yourself, you control your destiny.

Obviously, you want to choose option #2. But how? Here’s how:

1. Recognize that the issue isn’t that you’re not “good” at being successful. If you’re struggling to get ahead financially, you’ve simply been good at being unsuccessful. To bring about the results you’re currently experiencing, you’ve had to do certain things consistently for quite a long period of time. So, it makes sense that you need to replace those actions with better actions, right? Consistently taking a new, better set of actions will bring about new results. Be open to new ideas about money and take a sword to bad money habits. I see too many people wishing, hoping and crying for a better financial future but they won’t change one single thing about their habits. When you change, everything will change for you.

2. Take responsibility for your results up to this point. While many would like to blame others and put the responsibility on them, it’s much better to take responsibility. If you take responsibility, you can fix it. If you really believe that your circumstances are someone else’s fault, what can you do? Even if it is someone else’s fault, they’re unlikely to do anything to rectify the situation. It might not be your fault, but it’s still your responsibility to fix it.

3. Understand the actions you least want to take are very likely the actions that will improve your life the most. Think about that. The things you’re really dreading might be the very things you need to do to improve your financial life. What can you do differently today with money that you’ve been unwilling to do up to this point?

Friends, you are the creator of your financial destiny. When you are safe in the knowledge that you control your destiny, nothing will ever stop you. Those with a winning mindset are never denied. They inspire themselves to achieve great things. They master themselves and they master money. Because, money is a great servant if you’re a good master, but money becomes a (bad) master if you choose to be its servant.

I’ve heard all the clichés about money; that it’s the root of all evil and that it isn’t everything. No, money isn’t everything… but how you manage what you have is. If you disagree, then consider this: If you were to blow all your money today, what would your mind focus almost entirely on afterwards? The answer – money and the lack there of. Don’t waste time on the clever sounding statements the mediocre make about money. They make those silly statements because money is their master and they are its servant.

There is no greater pride than knowing you set your mind on something and accomplished it. Those who live with a money servant mentality never get to experience the joy of accomplishment because they are always waiting for someone else to come to their rescue. Those who take responsibility and master money get to live the joy of living life on their terms.

Let me ask you a question: Where will you be in five years? Ten years? Twenty-five years? Do you know? Do you have an idea? Have you ever dreamed about it or set a goal for it? Are you willing to take responsibility to master money and recognize that it is up to you? You will be wherever you decide to be at that point. Master or servant. You decide. It is up to you.

Be free. Nothing else is worth it.

Financial Freedom Monty Campbell

P.S. Why aren’t you wealthy yet? It’s because of something you don’t know. Otherwise you’d already be rich. Isn’t it time to learn what you don’t know? Consider signing-up for my newsletter below, to help you build wealth faster.

P.S. Why aren’t you wealthy yet? It’s because of something you don’t know. Otherwise you’d already be rich. Isn’t it time to learn what you don’t know? Consider signing-up for my newsletter below, to help you build wealth faster.

P.S.S. Looking to make an overnight fortune? Don’t sign-up to receive my newsletter  below. There’s no magic secret. Becoming financially free takes time and dedication. But learning professional-grade money skills can have a life changing effect. If you’re ready to put in the work and learn, I can show you how to achieve financial freedom faster than normal. 

P.S.S.S. There’s nothing for sale on this blog or in my newsletter.  That’s right. Unlike other sites who claim to help people achieve financial success, I’m not trying to sell you anything. In fact, I find it a little disgusting that some sites insist that you buy something before they teach you how to become rich. Here on my blog and in my newsletter, I just provide actionable advice for free. It’s my way to give back. What do you have to lose? Subscribe today. 


Ready for more tips on how to achieve the free life? Check-out more articles from the blog archives below:

Do You Avoid Success By Making It Unattractive?

If Reading Can Make You A Millionaire, Why Don’t More People Do It? The Important Truth

Warren Buffett Reveals The Secret To His Financial Success. Hint: It’s Not His Investing Skills (Part 1)

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