Everybody I know and everyone that I meet, when they find out what I’ve done, they want to do the same thing. 100% of them. Not a single person has ever said to me that they don’t want to be financially free. In fact, I would argue that everyone wants to be financially free. I […]

A couple of years ago, the State of Illinois was on the verge of becoming the first state ever to have their credit rated as “junk”. This situation was the result of the state spending more than they could afford and then trying to masquerade it with clever budgeting tricks. After decades of mismanagement and […]

Do you know if you are saving enough for retirement? Many people don’t have a clue. And when they ask me, “How much money do I need to retire,” they are not too happy with my answer. According to an ING survey, a third of people over 55 think they need to save $250,000 in […]

Many think that they’re destined to struggle financially forever. They’re no stranger to reading about how to become wealthy, but getting there seems impossible. And I’m here to tell you… Becoming financially free takes work. Let me be clear. If you don’t have a reason to do it, a purpose, you won’t do it. I […]

Grace Kelly famously said that “getting angry never solved anything”. I couldn’t disagree more. While an obnoxious temper is not good, there are some things that should disgust us – racism and child abuse come to mind. William Blake had a better quote than Kelly’s – “Those who control their passions do so because their […]

What is financial freedom? This blog is 100% about achieving it, but I haven’t spent much time actually defining it. So, let’s fix that… For me, financial freedom means having more than enough reliable and repeatable passive income that you can forgo having to work for earned income. This core element of financial success gives […]

Pop quiz? If someone says they’re going to do something but doesn’t actually do it, does it really count? Of course not. Yet, many people mentally “grade” themselves in a way that intending, even really intending, to do something counts as “just as good” as doing that something. From my experience, we as a society […]

Many think that the key to success and happiness is to make all the “right” decisions. Making good decisions is crucially important to getting what you want in life. That’s a fact. But there’s something else that’s equally as important… Avoiding really bad decisions. As Warren Buffett has said many times, he aims to be […]

In 1996, MIT researchers Marshall Van Alstyne and Erik Brynjolfsson warned of a potential dark side to our newly interconnected world: Individuals empowered to screen out material that does not conform to their existing preferences may form virtual cliques, insulate themselves from opposing points of view, and reinforce their biases. In other words, if were […]

One of the foundations of success for me was realizing that I am my thoughts. Just to clarify that statement – many bloggers tell their readers that they are indeed “not their thoughts”. And if by that they mean that you are not bound permanently to your thoughts, I wholeheartedly agree! But make no mistake, […]

Your attitude can make or break you. It’s virtually indisputable that your attitude determines how far you’ll go in life and a positive mental outlook can help you achieve optimal success. Having a winning attitude helps you cope with challenges and when you’re put to the test, you’re more likely to find your inner strengths […]